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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,317 | $209,422-84.6% | $178,503-81.9% | $158,982-79.7% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 4.91% | 188.81%-183.9pp | 151.12%-146.2pp | 302.99%-298.1pp |
| Employer contribution / active EE | $7,664 | $5,707+34.3% | $5,011+52.9% | $4,763+60.9% |
| Participant deferral / active EE | $4,983 | $5,955-16.3% | $5,202-4.2% | $5,983-16.7% |
| Admin fee / account holder | $15,653 | $17,079-8.3% | $13,987+11.9% | $11,252+39.1% |