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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,537 | $67,606-60.7% | $82,313-67.8% | $70,124-62.2% |
| Participation rate | 51.9% | 72.8%-20.9pp | 76.9%-25.0pp | 69.5%-17.7pp |
| Annual return | 24.44% | 21.57%+2.9pp | 25.88%-1.4pp | 73.14%-48.7pp |
| Employer contribution / active EE | $891 | $1,755-49.2% | $2,428-63.3% | $2,342-62.0% |
| Participant deferral / active EE | $2,311 | $2,987-22.6% | $3,706-37.7% | $3,332-30.6% |
| Admin fee / account holder | $43 | $4,512-99.0% | $5,608-99.2% | $4,645-99.1% |