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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,985 | $73,940+296.2% | $96,496+203.6% | $75,173+289.7% |
| Participation rate | 71.8% | 66.4%+5.4pp | 74.3%-2.5pp | 67.2%+4.6pp |
| Annual return | 16.89% | 26.71%-9.8pp | 35.70%-18.8pp | 160.65%-143.8pp |
| Employer contribution / active EE | $7,189 | $2,929+145.4% | $3,738+92.3% | $2,670+169.2% |
| Participant deferral / active EE | $9,317 | $3,659+154.6% | $4,879+91.0% | $4,126+125.8% |
| Admin fee / account holder | $13,594 | $5,216+160.6% | $6,731+102.0% | $5,651+140.6% |