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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,027 | $150,445+64.2% | $136,297+81.2% | $147,585+67.4% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 20.22% | 1049.14%-1028.9pp | 5156.16%-5135.9pp | 578.57%-558.3pp |
| Employer contribution / active EE | $4,035 | $5,256-23.2% | $4,696-14.1% | $4,876-17.3% |
| Participant deferral / active EE | $9,690 | $6,631+46.1% | $6,247+55.1% | $5,439+78.2% |
| Admin fee / account holder | $2,618 | $10,906-76.0% | $9,244-71.7% | $10,885-76.0% |