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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,551 | $135,645+90.6% | $110,243+134.5% | $135,379+91.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -0.94% | 513.24%-514.2pp | 314.76%-315.7pp | 519.79%-520.7pp |
| Employer contribution / active EE | $16,108 | $4,907+228.3% | $3,827+320.9% | $4,779+237.1% |
| Participant deferral / active EE | $0 | $5,507-100.0% | $4,672-100.0% | $5,609-100.0% |
| Admin fee / account holder | $2,520 | $11,458-78.0% | $8,548-70.5% | $10,828-76.7% |