Retirement plan

CREAMER ENVIRONMENTAL, INC. 401(K) PLAN

Name: CREAMER ENVIRONMENTAL, INC. - CREAMER ENVIRONMENTAL, INC. 401(K) PLAN (2018) Form 5500
Creator: CREAMER ENVIRONMENTAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CREAMER ENVIRONMENTAL, INC. 401(K) PLAN, CREAMER ENVIRONMENTAL, INC.

CREAMER ENVIRONMENTAL, INC.EIN 22-3141658Plan #002PY 2018

12 OLD BRIDGE ROAD - CEDAR GROVE, NJ 07009201-969-3300creamerenvironmental.comLinkedIn51-200 employeesenvironmental services

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$6.7M

+2.0% from 2017

Total participants

+16.7% from 2017

Average account balance

$334,853

-8.2% from 2017

Annual return

-6.04%

-26.50 pp from 2017

Benchmarks

See 38,941 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort38,941 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$679K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$830K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$35K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2647

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$334,853

$97,729+242.6%

$83,830+299.4%

$135,379+147.3%

Participation rate

95.2%

80.0%+15.3pp

76.1%+19.1pp

82.6%+12.6pp

Annual return

-6.04%

1287.52%-1293.6pp

850.97%-857.0pp

519.79%-525.8pp

Employer contribution / active EE

$16,322

$4,222+286.6%

$3,631+349.5%

$4,779+241.5%

Participant deferral / active EE

$8,769

$4,683+87.3%

$4,082+114.8%

$5,609+56.3%

Admin fee / account holder

$6,674-100.0%

$5,479-100.0%

$10,828-100.0%

CREAMER ENVIRONMENTAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

CREAMER ENVIRONMENTAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion