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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,252 | $157,296+50.8% | $141,191+68.0% | $152,897+55.2% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 20.35% | 64.34%-44.0pp | 71.41%-51.1pp | 345.43%-325.1pp |
| Employer contribution / active EE | $10,830 | $5,262+105.8% | $4,736+128.7% | $4,764+127.4% |
| Participant deferral / active EE | $10,873 | $7,111+52.9% | $6,710+62.0% | $5,851+85.8% |
| Admin fee / account holder | $7,095 | $12,125-41.5% | $10,264-30.9% | $11,599-38.8% |