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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,348 | $138,075+43.7% | $123,552+60.5% | $135,379+46.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 0.69% | 153.70%-153.0pp | 119.20%-118.5pp | 519.79%-519.1pp |
| Employer contribution / active EE | $11,504 | $5,152+123.3% | $4,628+148.6% | $4,779+140.7% |
| Participant deferral / active EE | $11,018 | $6,800+62.0% | $6,426+71.5% | $5,609+96.4% |
| Admin fee / account holder | $10,176 | $10,917-6.8% | $9,285+9.6% | $10,828-6.0% |