Retirement plan

MILLSPAUGH FURNITURE HOUSE, INC. 401(K) PROFIT SHARING PLAN

Name: MILLSPAUGH FURNITURE HOUSE, INC. - MILLSPAUGH FURNITURE HOUSE, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: MILLSPAUGH FURNITURE HOUSE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MILLSPAUGH FURNITURE HOUSE, INC. 401(K) PROFIT SHARING PLAN, MILLSPAUGH FURNITURE HOUSE, INC.

MILLSPAUGH FURNITURE HOUSE, INC.EIN 22-3114892Plan #001PY 2018

52 MAIN ST - WALDEN, NY 125861825845-778-1500millspaugh.comLinkedIn11-50 employeesfurniture

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$849K

+11.0% from 2017

Total participants

0.0% from 2017

Average account balance

$49,925

+11.0% from 2017

Annual return

-7.22%

-24.10 pp from 2017

Benchmarks

See 18,624 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,624 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.75M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$229K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$16K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$44

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$42K

$3260 / participant

Other / not subdivided$42K100.0%

% of EOY assets

4.993%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,925

$95,975-48.0%

$74,549-33.0%

$135,379-63.1%

Participation rate

100.0%

75.7%+24.3pp

69.1%+30.9pp

82.6%+17.4pp

Annual return

-7.22%

56.96%-64.2pp

32.53%-39.8pp

519.79%-527.0pp

Employer contribution / active EE

$7,878

$2,716+190.0%

$1,961+301.7%

$4,779+64.8%

Participant deferral / active EE

$6,107

$3,844+58.9%

$3,108+96.5%

$5,609+8.9%

Admin fee / account holder

$2,493

$6,522-61.8%

$5,059-50.7%

$10,828-77.0%

MILLSPAUGH FURNITURE HOUSE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MILLSPAUGH FURNITURE HOUSE, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion