Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,090 | $82,674+1.7% | $125,363-32.9% | $68,495+22.8% |
| Participation rate | 52.4% | 75.0%-22.7pp | 82.4%-30.0pp | 67.9%-15.5pp |
| Annual return | -13.87% | -5.97%-7.9pp | 572.15%-586.0pp | -7.84%-6.0pp |
| Employer contribution / active EE | $424 | $3,382-87.5% | $4,815-91.2% | $2,596-83.7% |
| Participant deferral / active EE | $4,241 | $6,111-30.6% | $7,447-43.1% | $4,028+5.3% |
| Admin fee / account holder | $13,861 | $6,276+120.8% | $10,005+38.5% | $5,403+156.5% |