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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,613 | $76,551-2.5% | $123,894-39.8% | $62,881+18.7% |
| Participation rate | 65.4% | 73.0%-7.5pp | 81.4%-16.0pp | 69.3%-3.9pp |
| Annual return | 8.15% | 18.68%-10.5pp | 47.52%-39.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $1,444 | $2,882-49.9% | $4,617-68.7% | $2,281-36.7% |
| Participant deferral / active EE | $5,886 | $4,840+21.6% | $5,984-1.6% | $3,203+83.8% |
| Admin fee / account holder | $93 | $4,826-98.1% | $8,357-98.9% | $4,296-97.8% |