Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $16,442 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,568 | $63,471-17.2% | $68,803-23.6% | $66,949-21.5% |
| Participation rate | 50.4% | 60.0%-9.6pp | 69.0%-18.7pp | 69.8%-19.5pp |
| Annual return | -12.22% | -8.29%-3.9pp | -6.37%-5.9pp | 1.57%-13.8pp |
| Employer contribution / active EE | $275 | $1,776-84.5% | $2,656-89.7% | $2,545-89.2% |
| Participant deferral / active EE | $2,590 | $2,946-12.1% | $3,942-34.3% | $4,239-38.9% |
| Admin fee / account holder | $364 | $578-37.0% | $4,936-92.6% | $594-38.6% |