See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $11,975 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,951 | $47,922-4.1% | $75,886-39.4% | $65,185-29.5% |
| Participation rate | 54.2% | 63.0%-8.7pp | 69.3%-15.0pp | 70.2%-16.0pp |
| Annual return | 21.70% | 24.12%-2.4pp | 30.76%-9.1pp | 29.38%-7.7pp |
| Employer contribution / active EE | $284 | $1,557-81.8% | $2,500-88.6% | $2,177-87.0% |
| Participant deferral / active EE | $2,056 | $2,550-19.4% | $3,603-42.9% | $3,514-41.5% |
| Admin fee / account holder | $315 | $532-40.8% | $5,418-94.2% | $847-62.8% |