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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,160 | $174,379-51.2% | $152,093-44.0% | $138,895-38.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 6.38% | 74.86%-68.5pp | 66.36%-60.0pp | 145.39%-139.0pp |
| Employer contribution / active EE | $7,609 | $4,652+63.6% | $4,175+82.3% | $4,194+81.4% |
| Participant deferral / active EE | $4,004 | $6,159-35.0% | $5,451-26.6% | $6,396-37.4% |
| Admin fee / account holder | $96,442 | $16,880+471.3% | $14,497+565.3% | $12,562+667.7% |