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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,142 | $78,672+28.6% | $109,163-7.3% | $85,856+17.8% |
| Participation rate | 75.0% | 68.3%+6.7pp | 75.9%-0.9pp | 69.3%+5.7pp |
| Annual return | 12.52% | 25.09%-12.6pp | 25.75%-13.2pp | 318.58%-306.1pp |
| Employer contribution / active EE | $3,256 | $2,734+19.1% | $3,723-12.5% | $2,565+26.9% |
| Participant deferral / active EE | $6,979 | $3,467+101.3% | $4,654+50.0% | $3,952+76.6% |
| Admin fee / account holder | $2,578 | $5,470-52.9% | $6,754-61.8% | $6,261-58.8% |