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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,414 | $175,231+144.5% | $149,696+186.2% | $139,466+207.2% |
| Participation rate | 71.4% | 83.4%-12.0pp | 78.8%-7.3pp | 80.3%-8.9pp |
| Annual return | 21.11% | 166.77%-145.7pp | 134.46%-113.3pp | 373.66%-352.6pp |
| Employer contribution / active EE | $1,380 | $5,478-74.8% | $4,821-71.4% | $4,754-71.0% |
| Participant deferral / active EE | $3,843 | $6,521-41.1% | $5,682-32.4% | $6,712-42.7% |
| Admin fee / account holder | $58,449 | $16,155+261.8% | $13,212+342.4% | $11,409+412.3% |