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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,245 | $167,353+184.6% | $143,797+231.2% | $134,545+254.0% |
| Participation rate | 71.4% | 84.8%-13.4pp | 80.3%-8.9pp | 81.2%-9.8pp |
| Annual return | -24.57% | 0.48%-25.1pp | -0.04%-24.5pp | 418.37%-442.9pp |
| Employer contribution / active EE | $1,627 | $5,620-71.1% | $4,952-67.1% | $4,742-65.7% |
| Participant deferral / active EE | $2,196 | $6,447-65.9% | $5,638-61.0% | $6,401-65.7% |
| Admin fee / account holder | $8,800 | $18,096-51.4% | $14,679-40.1% | $11,431-23.0% |