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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,340 | $63,346+23.7% | $92,240-15.1% | $70,126+11.7% |
| Participation rate | 80.3% | 68.7%+11.7pp | 76.5%+3.8pp | 69.5%+10.8pp |
| Annual return | 12.53% | 530.19%-517.7pp | 176.29%-163.8pp | 73.15%-60.6pp |
| Employer contribution / active EE | $1,023 | $2,471-58.6% | $3,680-72.2% | $2,343-56.3% |
| Participant deferral / active EE | $1,500 | $2,854-47.4% | $3,897-61.5% | $3,332-55.0% |
| Admin fee / account holder | $4,888 | $3,841+27.3% | $5,194-5.9% | $4,645+5.2% |