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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $971,670 | $138,114+603.5% | $125,391+674.9% | $134,545+622.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -27.34% | 750.88%-778.2pp | 572.41%-599.8pp | 418.37%-445.7pp |
| Employer contribution / active EE | $15,884 | $5,246+202.8% | $4,816+229.8% | $4,742+235.0% |
| Participant deferral / active EE | $12,239 | $7,801+56.9% | $7,448+64.3% | $6,401+91.2% |
| Admin fee / account holder | $8,733 | $11,570-24.5% | $10,009-12.7% | $11,431-23.6% |