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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,930 | $127,387+210.0% | $115,038+243.3% | $125,389+215.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.67% | 31.28%-35.0pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $17,811 | $5,166+244.8% | $4,608+286.5% | $4,866+266.0% |
| Participant deferral / active EE | $10,054 | $6,423+56.5% | $6,026+66.8% | $5,352+87.9% |
| Admin fee / account holder | $4,729 | $9,516-50.3% | $8,175-42.2% | $9,541-50.4% |