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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,740 | $99,994-6.3% | $146,643-36.1% | $85,847+9.2% |
| Participation rate | 68.9% | 73.1%-4.2pp | 80.1%-11.2pp | 69.3%-0.5pp |
| Annual return | 15.28% | 18.93%-3.7pp | 22.75%-7.5pp | 318.61%-303.3pp |
| Employer contribution / active EE | $2,865 | $2,559+12.0% | $4,137-30.7% | $2,565+11.7% |
| Participant deferral / active EE | $6,565 | $4,006+63.9% | $5,506+19.2% | $3,952+66.1% |
| Admin fee / account holder | $1,998 | $7,703-74.1% | $10,280-80.6% | $6,261-68.1% |