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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,333 | $87,060+45.1% | $105,591+19.6% | $80,911+56.1% |
| Participation rate | 55.7% | 70.4%-14.7pp | 75.3%-19.6pp | 67.6%-11.9pp |
| Annual return | 19.70% | 17.05%+2.7pp | 116.43%-96.7pp | 35.63%-15.9pp |
| Employer contribution / active EE | $3,369 | $2,396+40.6% | $3,166+6.4% | $2,756+22.2% |
| Participant deferral / active EE | $5,899 | $3,986+48.0% | $5,008+17.8% | $4,297+37.3% |
| Admin fee / account holder | $36,919 | $8,442+337.3% | $11,024+234.9% | $6,935+432.4% |