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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,543 | $79,955+52.0% | $98,461+23.4% | $75,173+61.7% |
| Participation rate | 68.3% | 70.4%-2.1pp | 75.2%-6.9pp | 67.2%+1.1pp |
| Annual return | 22.73% | 19.75%+3.0pp | 21.17%+1.6pp | 160.72%-138.0pp |
| Employer contribution / active EE | $3,957 | $2,264+74.8% | $3,049+29.8% | $2,671+48.2% |
| Participant deferral / active EE | $6,930 | $3,752+84.7% | $4,738+46.3% | $4,126+68.0% |
| Admin fee / account holder | $13,303 | $6,841+94.5% | $8,961+48.5% | $5,651+135.4% |