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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,113 | $109,872+53.9% | $98,483+71.7% | $167,536+0.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 18.14% | 1959.31%-1941.2pp | 1494.38%-1476.2pp | 478.82%-460.7pp |
| Employer contribution / active EE | $2,969 | $3,225-7.9% | $2,961+0.3% | $4,839-38.6% |
| Participant deferral / active EE | $5,374 | $4,673+15.0% | $4,276+25.7% | $6,342-15.3% |
| Admin fee / account holder | $7,570 | $6,757+12.0% | $5,953+27.2% | $12,315-38.5% |