Retirement plan

ALZHEIMER'S RESOURCE CENTER OF CT, INC. 401(K) PLAN

Name: ALZHEIMERS RESOURCE CENTER OF CT, INC. - ALZHEIMER'S RESOURCE CENTER OF CT, INC. 401(K) PLAN (2016) Form 5500
Creator: ALZHEIMERS RESOURCE CENTER OF CT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALZHEIMER'S RESOURCE CENTER OF CT, INC. 401(K) PLAN, ALZHEIMERS RESOURCE CENTER OF CT, INC.

ALZHEIMERS RESOURCE CENTER OF CT, INC.EIN 22-3068632Plan #001PY 2016

1261 SOUTH MAIN STREET - PLANTSVILLE, CT 064791720860-628-9000arc-ct.orgLinkedIn201-500 employeeshospital & health care

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed December 13, 2018

Plan administrator

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1261 South Main Street

Plantsville State: CT Zip Code: 06479

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Plans declared (1)

LiveWell Alliance 457(b) Plan1 emp

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Total assets (EOY)

$7.2M

+8.3% from 2015

Total participants

211

-0.9% from 2015

Average account balance

$45,235

+4.2% from 2015

Annual return

6.39%

+6.93 pp from 2015

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

201

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.15%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$36

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MML INVESTOR SERVICES, LLC Service code 55	Other Commissions	$10,917
CROWE LLP2+ years Filed as: CROWE HORWATH LLP Service code 10 · EIN 35-0921680	Accounting	$6,300
RETIREMENT & BENEFIT SYSTEMS, LLC2+ years Filed as: RETIREMENT & BENEFIT SYSTEMS LLC Service code 13 · EIN 06-1456310	Contract Administrator	$6,278
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO IN Service code 64 · EIN 20-3691658	Recordkeeping Fees	$1,612
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Filed as: MML INVESTORS SERVICES, LLC Service code 55 501 MERRITT 7 STE 5 · NORWALK, CT 06851	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$16K

$92 / participant

Contract admin$16K100.0%

% of EOY assets

0.228%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CROWE HORWATH LLP
Auditor EIN: 350921680
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$45,235

$46,732-3.2%

$156,551-71.1%

$55,167-18.0%

Participation rate

71.5%

65.8%+5.7pp

84.0%-12.5pp

69.0%+2.5pp

Annual return

6.39%

17.72%-11.3pp

32.23%-25.8pp

169.23%-162.8pp

Employer contribution / active EE

$987

$2,105-53.1%

$5,501-82.1%

$1,963-49.7%

Participant deferral / active EE

$2,285

$2,204+3.6%

$4,871-53.1%

$3,054-25.2%

Admin fee / account holder

$103

$418-75.4%

$13,028-99.2%

$504-79.6%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MML INVESTOR SERVICES, LLC

Service code 55

Other Commissions

$10,917

CROWE LLP2+ years

Filed as: CROWE HORWATH LLP

Service code 10 · EIN 35-0921680

Accounting

$6,300

RETIREMENT & BENEFIT SYSTEMS, LLC2+ years

Filed as: RETIREMENT & BENEFIT SYSTEMS LLC

Service code 13 · EIN 06-1456310

Contract Administrator

$6,278

AMERICAN FUNDS2+ years

Filed as: CAPITAL RESEARCH & MANAGEMENT CO IN

Service code 64 · EIN 20-3691658

Recordkeeping Fees

$1,612

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Filed as: MML INVESTORS SERVICES, LLC

Service code 55

501 MERRITT 7 STE 5 · NORWALK, CT 06851

Other Commissions

ALZHEIMER'S RESOURCE CENTER OF CT, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ALZHEIMER'S RESOURCE CENTER OF CT, INC. 401(K) PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion