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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,646 | $199,109-26.9% | $173,730-16.2% | $154,746-5.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 4.71% | 20.02%-15.3pp | 19.96%-15.2pp | 172.34%-167.6pp |
| Employer contribution / active EE | $16,740 | $5,311+215.2% | $4,577+265.7% | $4,379+282.3% |
| Participant deferral / active EE | $4,294 | $7,113-39.6% | $6,326-32.1% | $6,730-36.2% |
| Admin fee / account holder | $8,571 | $20,916-59.0% | $17,523-51.1% | $14,365-40.3% |