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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,419 | $97,125+116.6% | $86,233+144.0% | $137,256+53.3% |
| Participation rate | 5.9% | 74.2%-68.3pp | 69.0%-63.1pp | 80.0%-74.1pp |
| Annual return | 18.25% | 74.19%-55.9pp | 61.39%-43.1pp | 220.34%-202.1pp |
| Employer contribution / active EE | $487 | $2,841-82.8% | $2,504-80.5% | $4,156-88.3% |
| Participant deferral / active EE | $1,824 | $5,180-64.8% | $4,559-60.0% | $6,407-71.5% |
| Admin fee / account holder | $5 | $9,725-99.9% | $8,342-99.9% | $12,270-100.0% |