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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,419 | $147,556+42.6% | $129,031+63.1% | $198,609+5.9% |
| Participation rate | 5.9% | 77.2%-71.4pp | 73.4%-67.5pp | 82.4%-76.5pp |
| Annual return | 18.25% | 37.41%-19.2pp | 34.67%-16.4pp | 202.70%-184.4pp |
| Employer contribution / active EE | $487 | $3,645-86.6% | $3,226-84.9% | $5,055-90.4% |
| Participant deferral / active EE | $1,824 | $5,760-68.3% | $5,217-65.0% | $6,977-73.9% |
| Admin fee / account holder | $5 | $15,467-100.0% | $13,208-100.0% | $19,030-100.0% |