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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,541 | $148,629-31.7% | $135,982-25.3% | $139,487-27.2% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | -7.71% | 79.33%-87.0pp | 68.32%-76.0pp | 373.84%-381.6pp |
| Employer contribution / active EE | $5,615 | $5,247+7.0% | $4,859+15.6% | $4,755+18.1% |
| Participant deferral / active EE | $10,892 | $8,102+34.4% | $7,760+40.4% | $6,713+62.3% |
| Admin fee / account holder | $4,342 | $12,406-65.0% | $10,767-59.7% | $11,407-61.9% |