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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,329 | $138,114-10.7% | $125,391-1.6% | $134,545-8.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.54% | 750.88%-772.4pp | 572.41%-593.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $9,504 | $5,246+81.2% | $4,816+97.4% | $4,742+100.4% |
| Participant deferral / active EE | $10,944 | $7,801+40.3% | $7,448+46.9% | $6,401+71.0% |
| Admin fee / account holder | $11,565 | $11,5700% | $10,009+15.5% | $11,431+1.2% |