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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,717 | $139,948+22.0% | $121,663+40.3% | $154,746+10.3% |
| Participation rate | 60.0% | 78.0%-18.0pp | 74.5%-14.5pp | 80.7%-20.7pp |
| Annual return | 14.72% | 230.52%-215.8pp | 147.54%-132.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $856 | $3,521-75.7% | $3,020-71.7% | $4,379-80.5% |
| Participant deferral / active EE | $6,467 | $5,629+14.9% | $4,887+32.3% | $6,730-3.9% |
| Admin fee / account holder | $2,079 | $17,321-88.0% | $14,289-85.5% | $14,365-85.5% |