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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,717 | $132,634+28.7% | $115,768+47.5% | $137,256+24.4% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.4%-14.4pp | 80.0%-20.0pp |
| Annual return | 14.72% | 160.70%-146.0pp | 100.46%-85.7pp | 220.34%-205.6pp |
| Employer contribution / active EE | $856 | $3,360-74.5% | $2,940-70.9% | $4,156-79.4% |
| Participant deferral / active EE | $6,467 | $5,619+15.1% | $4,917+31.5% | $6,407+0.9% |
| Admin fee / account holder | $2,079 | $15,028-86.2% | $12,439-83.3% | $12,270-83.1% |