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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,791 | $113,941+5.1% | $94,229+27.1% | $125,389-4.5% |
| Participation rate | 81.3% | 82.9%-1.6pp | 78.8%+2.5pp | 83.2%-1.9pp |
| Annual return | -1.46% | 5.29%-6.7pp | 10.68%-12.1pp | 282.24%-283.7pp |
| Employer contribution / active EE | $6,144 | $4,727+30.0% | $3,587+71.3% | $4,866+26.3% |
| Participant deferral / active EE | $2,851 | $5,179-45.0% | $4,320-34.0% | $5,352-46.7% |
| Admin fee / account holder | $7,614 | $8,392-9.3% | $6,269+21.4% | $9,541-20.2% |