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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,810 | $142,361-40.4% | $119,608-29.1% | $134,509-36.9% |
| Participation rate | 40.0% | 82.8%-42.8pp | 79.3%-39.3pp | 81.2%-41.2pp |
| Annual return | -17.96% | -12.46%-5.5pp | -14.98%-3.0pp | 418.13%-436.1pp |
| Employer contribution / active EE | $2,456 | $5,224-53.0% | $4,232-42.0% | $4,741-48.2% |
| Participant deferral / active EE | $5,309 | $6,468-17.9% | $5,601-5.2% | $6,400-17.0% |
| Admin fee / account holder | $0 | $13,588-100.0% | $10,326-100.0% | $11,427-100.0% |