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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,333 | $106,267-62.0% | $96,520-58.2% | $139,456-71.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.87% | 38.45%-26.6pp | 35.72%-23.9pp | 373.45%-361.6pp |
| Employer contribution / active EE | $2,794 | $4,105-31.9% | $3,739-25.3% | $4,753-41.2% |
| Participant deferral / active EE | $10,000 | $5,454+83.3% | $4,879+105.0% | $6,711+49.0% |
| Admin fee / account holder | $473 | $7,882-94.0% | $6,733-93.0% | $11,407-95.9% |