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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,990 | $106,905-56.0% | $84,020-44.1% | $152,885-69.3% |
| Participation rate | 40.0% | 75.2%-35.2pp | 69.0%-29.0pp | 82.5%-42.5pp |
| Annual return | 23.03% | 105.00%-82.0pp | 71.31%-48.3pp | 345.39%-322.4pp |
| Employer contribution / active EE | $1,366 | $2,735-50.0% | $1,984-31.1% | $4,763-71.3% |
| Participant deferral / active EE | $6,116 | $4,012+52.4% | $3,239+88.8% | $5,851+4.5% |
| Admin fee / account holder | $0 | $8,287-100.0% | $6,101-100.0% | $11,598-100.0% |