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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,082 | $157,296-58.6% | $141,191-53.9% | $152,897-57.4% |
| Participation rate | 70.8% | 84.8%-14.0pp | 82.5%-11.6pp | 82.5%-11.6pp |
| Annual return | 18.18% | 64.34%-46.2pp | 71.41%-53.2pp | 345.43%-327.3pp |
| Employer contribution / active EE | $1,284 | $5,262-75.6% | $4,736-72.9% | $4,764-73.0% |
| Participant deferral / active EE | $4,180 | $7,111-41.2% | $6,710-37.7% | $5,851-28.6% |
| Admin fee / account holder | $7,768 | $12,125-35.9% | $10,264-24.3% | $11,599-33.0% |