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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,347 | $112,121+8.2% | $95,960+26.5% | $158,966-23.7% |
| Participation rate | 92.9% | 79.0%+13.9pp | 77.1%+15.8pp | 82.0%+10.9pp |
| Annual return | 15.46% | 171.16%-155.7pp | 91.63%-76.2pp | 302.95%-287.5pp |
| Employer contribution / active EE | $3,252 | $3,199+1.7% | $2,541+28.0% | $4,762-31.7% |
| Participant deferral / active EE | $5,209 | $4,784+8.9% | $4,167+25.0% | $5,983-12.9% |
| Admin fee / account holder | $847 | $10,135-91.6% | $6,797-87.5% | $11,250-92.5% |