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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,655 | $88,707+18.0% | $74,184+41.1% | $273,972-61.8% |
| Participation rate | 61.5% | 79.4%-17.9pp | 76.6%-15.1pp | 83.0%-21.5pp |
| Annual return | 9.55% | 11.94%-2.4pp | 17.74%-8.2pp | 41.46%-31.9pp |
| Employer contribution / active EE | $1,936 | $3,159-38.7% | $2,370-18.3% | $4,869-60.2% |
| Participant deferral / active EE | $2,747 | $4,212-34.8% | $3,550-22.6% | $5,287-48.0% |
| Admin fee / account holder | $5,293 | $8,717-39.3% | $5,586-5.2% | $10,133-47.8% |