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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,295 | $165,361-72.6% | $149,715-69.7% | $158,950-71.5% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 9.88% | 348.24%-338.4pp | 276.66%-266.8pp | 302.91%-293.0pp |
| Employer contribution / active EE | $1,954 | $5,103-61.7% | $4,645-57.9% | $4,762-59.0% |
| Participant deferral / active EE | $7,685 | $7,182+7.0% | $6,842+12.3% | $5,983+28.4% |
| Admin fee / account holder | $4,381 | $10,808-59.5% | $9,310-52.9% | $11,248-61.1% |