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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,091 | $98,766+221.1% | $149,730+111.8% | $79,852+297.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 16.19% | 27.43%-11.2pp | 276.70%-260.5pp | 31.72%-15.5pp |
| Employer contribution / active EE | $5,869 | $3,217+82.4% | $4,645+26.3% | $2,471+137.5% |
| Participant deferral / active EE | $7,963 | $5,681+40.2% | $6,843+16.4% | $3,740+112.9% |
| Admin fee / account holder | $8,623 | $6,052+42.5% | $9,310-7.4% | $5,306+62.5% |