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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,539 | $76,551+235.1% | $123,894+107.1% | $62,881+308.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 9.31% | 18.68%-9.4pp | 47.52%-38.2pp | 20.14%-10.8pp |
| Employer contribution / active EE | $5,446 | $2,882+88.9% | $4,617+18.0% | $2,281+138.7% |
| Participant deferral / active EE | $7,162 | $4,840+48.0% | $5,984+19.7% | $3,203+123.6% |
| Admin fee / account holder | $4,963 | $4,826+2.9% | $8,357-40.6% | $4,296+15.5% |