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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,399 | $85,766+24.1% | $136,298-21.9% | $70,126+51.7% |
| Participation rate | 77.1% | 74.2%+2.9pp | 81.9%-4.8pp | 69.5%+7.5pp |
| Annual return | 18.49% | 31.46%-13.0pp | 5156.27%-5137.8pp | 73.15%-54.7pp |
| Employer contribution / active EE | $388 | $2,966-86.9% | $4,696-91.7% | $2,343-83.4% |
| Participant deferral / active EE | $7,906 | $5,051+56.5% | $6,247+26.5% | $3,332+137.3% |
| Admin fee / account holder | $3,433 | $5,421-36.7% | $9,244-62.9% | $4,645-26.1% |