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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,665 | $223,823+107.2% | $211,142+119.6% | $154,746+199.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 8.22% | 50.39%-42.2pp | 46.84%-38.6pp | 172.34%-164.1pp |
| Employer contribution / active EE | $2,585 | $6,787-61.9% | $6,442-59.9% | $4,379-41.0% |
| Participant deferral / active EE | $9,575 | $9,750-1.8% | $9,284+3.1% | $6,730+42.3% |
| Admin fee / account holder | $3,755 | $19,707-80.9% | $19,076-80.3% | $14,365-73.9% |