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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,665 | $275,752+68.1% | $256,809+80.5% | $198,609+133.5% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 8.22% | 34.81%-26.6pp | 32.73%-24.5pp | 202.70%-194.5pp |
| Employer contribution / active EE | $2,585 | $7,721-66.5% | $7,263-64.4% | $5,055-48.9% |
| Participant deferral / active EE | $9,575 | $10,037-4.6% | $9,520+0.6% | $6,977+37.2% |
| Admin fee / account holder | $3,755 | $25,716-85.4% | $25,146-85.1% | $19,030-80.3% |