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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,665 | $209,336+121.5% | $197,124+135.2% | $137,256+237.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 8.22% | 48.09%-39.9pp | 44.34%-36.1pp | 220.34%-212.1pp |
| Employer contribution / active EE | $2,585 | $6,591-60.8% | $6,227-58.5% | $4,156-37.8% |
| Participant deferral / active EE | $9,575 | $9,614-0.4% | $9,135+4.8% | $6,407+49.4% |
| Admin fee / account holder | $3,755 | $17,308-78.3% | $16,298-77.0% | $12,270-69.4% |