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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,892 | $112,131-85.8% | $95,964-83.4% | $158,982-90.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 6.74% | 171.19%-164.5pp | 91.64%-84.9pp | 302.99%-296.3pp |
| Employer contribution / active EE | $5,383 | $3,199+68.3% | $2,541+111.8% | $4,763+13.0% |
| Participant deferral / active EE | $10,750 | $4,784+124.7% | $4,167+158.0% | $5,983+79.7% |
| Admin fee / account holder | $48,943 | $10,136+382.9% | $6,797+620.0% | $11,252+335.0% |