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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,071 | $60,349-43.5% | $74,184-54.1% | $62,881-45.8% |
| Participation rate | 69.2% | 72.7%-3.5pp | 76.6%-7.4pp | 69.3%-0.1pp |
| Annual return | 5.26% | 21.38%-16.1pp | 17.74%-12.5pp | 20.14%-14.9pp |
| Employer contribution / active EE | $1,585 | $1,680-5.7% | $2,370-33.1% | $2,281-30.5% |
| Participant deferral / active EE | $3,966 | $2,856+38.8% | $3,550+11.7% | $3,203+23.8% |
| Admin fee / account holder | $10,479 | $4,261+145.9% | $5,586+87.6% | $4,296+143.9% |