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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,063 | $73,978+23.1% | $96,515-5.6% | $75,173+21.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 13.84% | 26.72%-12.9pp | 35.73%-21.9pp | 160.72%-146.9pp |
| Employer contribution / active EE | $12,643 | $2,931+331.4% | $3,740+238.1% | $2,671+373.4% |
| Participant deferral / active EE | $2,042 | $3,660-44.2% | $4,880-58.1% | $4,126-50.5% |
| Admin fee / account holder | $4,061 | $5,219-22.2% | $6,735-39.7% | $5,651-28.1% |