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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,914 | $106,267+205.8% | $96,520+236.6% | $139,456+133.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -1.03% | 38.45%-39.5pp | 35.72%-36.7pp | 373.45%-374.5pp |
| Employer contribution / active EE | $26,931 | $4,105+556.1% | $3,739+620.3% | $4,753+466.6% |
| Participant deferral / active EE | $16,500 | $5,454+202.5% | $4,879+238.2% | $6,711+145.9% |
| Admin fee / account holder | $972 | $7,882-87.7% | $6,733-85.6% | $11,407-91.5% |