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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,112 | $91,536-30.0% | $130,062-50.7% | $75,177-14.7% |
| Participation rate | 66.7% | 71.5%-4.8pp | 78.5%-11.8pp | 67.2%-0.5pp |
| Annual return | 16.31% | -631.62%+647.9pp | -137.37%+153.7pp | 160.75%-144.4pp |
| Employer contribution / active EE | $2,950 | $2,845+3.7% | $4,322-31.7% | $2,671+10.5% |
| Participant deferral / active EE | $6,212 | $4,343+43.0% | $5,821+6.7% | $4,126+50.5% |
| Admin fee / account holder | $12,391 | $6,780+82.8% | $10,601+16.9% | $5,651+119.3% |