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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,531 | $81,870-38.3% | $119,634-57.8% | $68,490-26.2% |
| Participation rate | 84.9% | 71.9%+13.0pp | 79.3%+5.6pp | 67.9%+17.0pp |
| Annual return | -9.48% | -23.82%+14.3pp | -14.98%+5.5pp | -7.85%-1.6pp |
| Employer contribution / active EE | $2,147 | $2,692-20.2% | $4,232-49.3% | $2,597-17.3% |
| Participant deferral / active EE | $4,136 | $4,148-0.3% | $5,601-26.2% | $4,028+2.7% |
| Admin fee / account holder | $431 | $6,583-93.5% | $10,329-95.8% | $5,403-92.0% |