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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,624 | $29,716+40.1% | $56,077-25.8% | $80,925-48.6% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 27.51% | 35.30%-7.8pp | 1709.28%-1681.8pp | 35.65%-8.1pp |
| Employer contribution / active EE | $1,794 | $671+167.4% | $1,040+72.5% | $2,756-34.9% |
| Participant deferral / active EE | $5,330 | $1,228+333.9% | $1,954+172.8% | $4,299+24.0% |
| Admin fee / account holder | $1,278 | $2,432-47.4% | $2,825-54.8% | $6,940-81.6% |