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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,193 | $27,632-55.9% | $61,452-80.2% | $68,486-82.2% |
| Participation rate | 48.9% | 39.5%+9.4pp | 52.6%-3.7pp | 67.9%-19.0pp |
| Annual return | -73.35% | -13.24%-60.1pp | 338.96%-412.3pp | -7.85%-65.5pp |
| Employer contribution / active EE | $1,364 | $696+96.1% | $1,160+17.7% | $2,597-47.5% |
| Participant deferral / active EE | $4,200 | $1,264+232.3% | $2,125+97.7% | $4,028+4.3% |
| Admin fee / account holder | $2 | $2,010-99.9% | $2,131-99.9% | $5,404-100.0% |